The economy these days makes how to find cheap car insurance in Canada a big issue. So you know you need insurance, it is mandatory in Canada, and you know that you can’t afford to waste money? What do you do first? What do you look for? What if you don’t live in Canada but are only a visitor? Can you still find cheap car insurance in Canada? The answer is yes, you can find car insurance that fits your budget if you know where to look.
Your first step should be getting all your ducks in a row, in other words get your license numbers, dates of any moving violations, and make sure you have this information for all the drivers you will want to be covered under your policy. The fewer strikes you have against your clean driving record, the less expensive your car insurance in Canada is going to be, but you must have the information so the agent or or insurance quote tool can provide you will accurate quotes.
How much do you know about insurance, especially insurance in your province? Do you know what the minimum amount of 3rd party liability insurance is that you are required by your province to carry? If the answer is no, it is important you speak to a car insurance agent. They are not always the best source for cheap car insurance in Canada but they can provide you with a quote for the company they represent and they will keep you legal. In Canada everyone is required to carry a minimum amount of liability insurance and the amount varies with your province.
Canadians are not the only group who might be looking for cheap car insurance in Canada. For instance, all drivers including visitors are required to carry the minimum amount of liability insurance. Americans who are just driving across the border can probably just check with their current insurance company and be sure they are covered and that their coverage meets the minimum liability coverage. Rental cars are almost always covered and you can be sure though they are not perhaps the number 1 source of cheap car insurance in Canada they will keep you legal to drive. Others should ensure they know the minimum amount of coverage required in Canada as well since liability while driving is taken very seriously there.
If you know how much minimum coverage you need in your province (from 50,000 – 200,000) you can use the comparison method with no problems or fear of having less coverage than you need. The sources for these comparisons vary with what you are comfortable with. An independent insurance representative may provide you with just the cheap car insurance coverage you need in Canada. If you are more digitally oriented you can go online and use one of the Canadian car insurance comparison tools. You will find several listed in your search engine, just make sure you specify Canada Unfortunately, American or Italian insurance policies probably won’t work for you. The tools will give you policies, exclusions, and of course just how cheap this car insurance is for Canadians you won’t have the benefit of sitting across from a Canadian insurance representative and asking questions.